Abstract
In this chapter of the monograph, the author investigated the Russian lawmakers activities in the formation of legal regulation of the economy investment segment in order to identify their mistakes and shortcomings, as well as to justify recommendations for securing viable legal structures in the legislation. Such legitimate designs could be used by a wide range of individual investors – physical persons as part of their decisions to diversify cash investments with the aim of increments household savings for a period of one year or more.
Digital computer interworking algorithms for placing and attracting investments, their speed and independence from distance with great hope for success are perceived by entrepreneurs and attracting more and more attention from investors. According to the author of the chapter, financial digital technologies can replace up to 38% of traditional banking and payment transactions by 2024, up to 32% of insurance operations, foreign trade financing transactions, asset management deals. Based on the materialistic worldview, the universal method of historical materialism, the author used for research general scientific and particular scientific methods, which allowed to implement a systematic approach to the subject of study.
The conclusions and assessments on the content of the new Russian legislation are formulated. Based on a critical analysis of the scientific works of economists and lawyers, the author formulated the definitions of a special algorithm for remote investments from a wide range of subjects, as well as tools for remote interaction between investors and investment organizers in the Internet-space of modern Russia.
Internet-investing provides an opportunity for relatively quick and non-bureaucratic funding for the implementation of a publicly announced project. The absence of geographical and distance restrictions is a special advantage of investing on Internet platforms, in comparison with other instruments for attracting capital from a wide range of investors, including physical persons. This remote Internet-algorithm for retail investment financing allows you to attract capital at a price that corresponds to the profitability of projects and, as a rule, is lower than the average bank interest rate for a loan.
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The work was supported by Russian Science Foundation (project No. 20-18-00314).
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Matytsin, D.E. (2021). Internet Investing as a Remote Algorithm of the Retail Investment Financing. In: Popkova, E.G., Sergi, B.S. (eds) Modern Global Economic System: Evolutional Development vs. Revolutionary Leap. ISC 2019. Lecture Notes in Networks and Systems, vol 198. Springer, Cham. https://doi.org/10.1007/978-3-030-69415-9_204
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