Abstract
This paper focuses on a study conducted to examine the impact of loans issued to self-help group (SHG) members on their income in Rajasthan. It is essential to understand the role of loans in income generation, particularly for women who are often excluded from formal financial services. The data is collected across the entire state and has been analyzed using descriptive and inferential statistics. It presents the findings of the study, including an analysis of the relationship between issued loans and income and the factors that influence this relationship (years of joining). It was found that 73.14% of SHG members’ income increased after joining SHG. The study found that 10.46% of the SHG families earn more than or equal to 100,000 and 3.27% of the SHG families earn more than or equal to 150,000 annually in order to enhance NRLM policy. The study also highlights the importance of encouraging SHG members to use loans to finance income-generating activities to increase their earning potential.
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Acknowledgements
The present study received funding from the Government of Rajasthan under research project number 1000114252, entitled “Study impact on members of Self Help Groups (SHG) in Rajasthan through survey and MIS data with applications of data analytics techniques”.
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Pooja, Harjule, P., Agarwal, B., Nayak, S. (2023). Impact of Issued Loans on the Income of Self-help Group Women in Rajasthan. In: Fong, S., Dey, N., Joshi, A. (eds) ICT Analysis and Applications. ICT4SD 2023. Lecture Notes in Networks and Systems, vol 782. Springer, Singapore. https://doi.org/10.1007/978-981-99-6568-7_46
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DOI: https://doi.org/10.1007/978-981-99-6568-7_46
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