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Consumers’ Adoption of E-Wallet Services in Jordan: Mediating Effect of Perceived Usefulness

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Cutting-Edge Business Technologies in the Big Data Era (SICB 2023)

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Abstract

The current research examines the environmental drivers of consumers’ adoption of e-wallet services. It investigates how environmental factors, such as social influence, technology readiness, and government support affect the consumers’ intention to use e-wallet services. In addition, the research assesses the mediating role of perceived usefulness in this relationship. Data was collected through a questionnaire with a sample size of 324 respondents. Structural equation modeling was employed to analyze the collected data. The results showed that all hypotheses were accepted, indicating that the environmental drivers significantly impact users’ intention to use e-wallet services. Also, perceived usefulness positively mediates the relationship between environmental drivers and the intention to use e-wallet services. Further, the results showed that digital wallets are quickly becoming a popular online payment method. Customers are quickly adopting digital wallets due to their convenience and ease of use. Customers are becoming tech-savvy and they are increasingly looking for creative solutions.

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Correspondence to Nafez Ali .

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Ahmad, A., Dajani, D., Ali, N. (2023). Consumers’ Adoption of E-Wallet Services in Jordan: Mediating Effect of Perceived Usefulness. In: Yaseen, S.G. (eds) Cutting-Edge Business Technologies in the Big Data Era. SICB 2023. Studies in Big Data, vol 136. Springer, Cham. https://doi.org/10.1007/978-3-031-42455-7_29

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