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Digital Social Capital and Financial Inclusion for Small Medium Enterprises

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Complex, Intelligent and Software Intensive Systems (CISIS 2022)

Part of the book series: Lecture Notes in Networks and Systems ((LNNS,volume 497))

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Abstract

This study aims to examine the role of digital social capital in increasing financial inclusion for SMEs. The population in this study is all SMEs in Central Java. The sampling techniques of this study used purposive random sampling with the criteria of fashion SMEs that use digital transactions, and the customers are from financial institutions, so 205 respondents were obtained. For statistical analysis, it used descriptive analysis and moderated regression analysis. After conducting instrument quality and classical assumption tests, it showed that financial literacy and financial technology do not affect financial inclusion. However, after including digital social capital as a moderation variable, it showed that digital social capital could strengthen the effect of financial technology on financial inclusion.

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Authors and Affiliations

  1. Department of Management, Faculty of Economics, Universitas Islam Sultan Agung, Semarang, Indonesia

    Mutamimah & Pungky Lela Saputri

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  1. Mutamimah
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  2. Pungky Lela Saputri
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Correspondence to Mutamimah .

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Editors and Affiliations

  1. Department of Information and Communication Engineering, Fukuoka Institute of Technology, Fukuoka, Japan

    Leonard Barolli

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Mutamimah, Saputri, P.L. (2022). Digital Social Capital and Financial Inclusion for Small Medium Enterprises. In: Barolli, L. (eds) Complex, Intelligent and Software Intensive Systems. CISIS 2022. Lecture Notes in Networks and Systems, vol 497. Springer, Cham. https://doi.org/10.1007/978-3-031-08812-4_24

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